FD Calculator
FD calculator batata hai ki ek deposit amount, interest rate aur tenure par fixed deposit maturity par kitna ho sakta hai, ye maan kar ki interest quarterly compound hota hai.
- Deposit amount
- Interest earned
- Maturity value
Quarterly compounding maanta hai aur tax shamil nahi karta. Interest rates bank ke hisaab se alag hote hain, isliye exact rate aur terms apne bank se check karein.
Ye kaise kaam karta hai
Maturity value = P × (1 + r/4)^(4t), jahan P deposit hai, r annual interest rate decimal me hai aur t tenure saalon me hai. Kai banks FD interest quarterly compound karte hain, par aapke bank ke terms alag ho sakte hain.
Aksar pooche jaane wale sawaal
Kya FD interest par tax lagta hai?
FD par kamaya gaya interest aam taur par aapke income tax slab ke hisaab se taxable hota hai, aur kuch limit ke upar bank TDS kaat sakta hai. Current rules apne bank ya income tax department se check karein. Ye calculator tax shamil nahi karta.
Mere bank ka maturity amount alag kyun ho sakta hai?
Banks monthly ya quarterly compound kar sakte hain ya interest periodically pay kar sakte hain, aur rates tenure aur depositor category ke hisaab se alag hote hain. Exact figure ke liye hamesha apni bank FD receipt par bharosa karein.