EMI Calculator
EMI calculator ek loan amount, interest rate aur tenure par aapki monthly instalment aur total interest batata hai.
EMI kaise nikalti hai? Guide padhein →
- Monthly EMI
- Principal
- Total interest
- Total payment
Ye reducing-balance method par based hai. Lender processing fee aur dusre charges jod sakta hai, isliye official loan statement zaroor check karein.
Ye kaise kaam karta hai
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), jahan P loan amount hai, r monthly interest rate (annual rate ÷ 12 ÷ 100) hai aur n monthly instalments ki sankhya hai. Ye reducing-balance method use karta hai.
Aksar pooche jaane wale sawaal
Lamba tenure mere EMI par kya asar daalta hai?
Lamba tenure monthly EMI kam karta hai, lekin loan ki poori awadhi me aap jo total interest dete ho wo badh jata hai.
Meri asli EMI alag kyun ho sakti hai?
Lenders processing fee ya insurance jod sakte hain, ya floating rate use kar sakte hain jo samay ke saath badalta hai. Hamesha apne lender ka loan agreement aur statement check karein.