Insurance
Insurance ek contract hai jisme aap premium dete ho aur insurer ek tay amount dene ya kuch tay nuksaan cover karne ka vaada karta hai, agar koi covered event hota hai. Kya covered hai aur kya excluded hai, ye policy document me likha hota hai, isliye use padhna zaroori hai.
Updated: · Sirf education ke liye. Investment advice nahi.
Is section ke guides
- Term insurance kya hai?→
- Insurance ke principlesJald aa raha hai
- Waiting periodsJald aa raha hai
- Exclusions aur disclosuresJald aa raha hai
- Claim ki processJald aa raha hai
- Policy padhne ki practiceJald aa raha hai
Aksar pooche jaane wale sawaal
Term aur health insurance me kya fark hai?
Term insurance me policy term ke dauran insured person ki maut hone par nominee ko ek lump sum milta hai. Health insurance policy ke terms ke hisaab se medical expenses, jaise hospital kharch, cover karta hai.
Waiting period aur exclusions kya hote hain?
Waiting period policy kharidne ke baad ka wo samay hai jisme kuch claims payable nahi hote, jaise health insurance me pehle se maujood bimariyan. Exclusions wo halat hain jo policy cover nahi karti. Dono policy wording me likhe hote hain.
Premium aur sum insured me kya fark hai?
Premium wo amount hai jo aap policy chalu rakhne ke liye dete ho. Sum insured (ya sum assured) wo maximum amount hai jo insurer policy ke under dega.
Ye page general education hai. Ye kisi policy ya insurer ki recommendation nahi hai.