Loans
Loan wo paisa hai jo aap udhaar lete ho aur interest ke saath, aam taur par EMI naam ki monthly instalments me, wapas karte ho. Total cost interest rate, tenure, fees aur rate fixed hai ya floating, is par depend karta hai.
Updated: · Sirf education ke liye. Investment advice nahi.
Is topic ke tools
Is section ke guides
- Interest rate kaise kaam karta haiJald aa raha hai
- APR aur feesJald aa raha hai
- EMI aur amortisation→
- Fixed aur floating ratesJald aa raha hai
- Credit report kaise padheinJald aa raha hai
Aksar pooche jaane wale sawaal
EMI kya hoti hai?
EMI (Equated Monthly Instalment) wo fixed amount hai jo aap loan chukane ke liye har mahine dete ho. Har EMI me principal aur interest ka hissa hota hai, aur shuru ke mahino me interest ka hissa zyada hota hai.
Fixed aur floating interest rate me kya fark hai?
Fixed rate tay samay tak same rehta hai. Floating rate benchmark rate badalne par badal sakta hai, jisse aapki EMI ya loan tenure badh ya ghat sakta hai.
Credit score kya hota hai?
Credit score ek number hai, India me aam taur par 300 se 900 ke beech, jo credit bureaus aapki repayment history aur credit use se nikalte hain. Lenders loan dene se pehle ise dekhte hain, par ye akela factor nahi hai.
Ye page general education hai. Ye kisi lender ya loan ki recommendation nahi hai.